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That's a very important point and I am mainly going to vibecode the front end, and have a Dev work on the other parts. Not to mention the fact that what I am building will be non-custodial so I won't be managing or touching any funds that aren't my own.
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Oh times have changed~~
If you plan on managing people's money one way or another, make sure to make things robust and sound. At least, for your final product... but it's hard to recover from a sloppy AI demo, from what I understand.