In my opinion, it's on the risk adverse party to arrange and pay for a hedging mechanism. In other words, I do not think the default expectation should be that your risk tolerance is the one both parties need to follow.

bitcoin

econ

On the Economics of Peer-to-Peer, pt 2: The Stubborn Issue of Indexation

denlillaapan

I'm with @OT on this one. 

In my opinion, it's on the risk adverse party to arrange and pay for a hedging mechanism. In other words, I do not think the default expectation should be that your risk tolerance is the one both parties need to follow.