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The purists who downzapped me are butthurt because of being forced to face the truth.
It's unfeasible for every single bitcoin user to also be their own entire banking service. That's the exact reason why the banking service exists. And the exact same fundamental division of work will happen with bitcoin if it's ever to become common currency.

too many SN users have too much free time

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And are miserable enough for their emotional balance to rely solely on their childish pipe dreams.

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