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I'd let operators configure the minimum confirmations, and optionally require higher confirmations for larger deposits

1 leaves the operator open to abuse
2 is on the fence, almost ok
3 I'd say 3 is the sweet spot for general use
4,5,6+ is for incrementally larger amounts which can be set as previously mentioned

Yea we already have tiers, but current;y hard-coded and don't want to keep it that way. We're exposing them for customization and revisiting defaults while we do it.

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