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Can you tell if they're rolling existing bitcoin balances into this reserve automatically or if we'll need to do something?

I like that they're simplifying it. My rewards tier always maxed out around the same time I hit the eligible spend.

It doesn’t say in particular. In a few weeks we should be able to add to the reserve but it only looks like dollar deposits from outside sources. I couldn’t even move internal fold cash into the reserve.

With fold having a thin balance sheet if they screw this up your “reserve” could be rugged!

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I didn't even finish opening my reserve because it seemed like I had to choose an amount and I didn't want it to just pull money from somewhere.

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