The Bitcoiner obsession with complex 2-of-3 multisig setups causes more lost coins through operational confusion than it saves from actual physical theft.

Here is why:

• Managing three separate hardware devices, multiple seed backups, and derivation paths multiplies human error during emergency recoveries.
• A single-sig hardware wallet paired with a robust 25th-word passphrase and a solid metal seed backup delivers superior operational security with far less friction.

For 99% of individual stackers, multisig is unnecessary security theater that increases technical debt.