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Yeah... I honestly stay away from Bitcoin Loans. Seen to many people lose their bitcoin to companies getting rekt.
I think as time goes along, there will be more reliable places, but I just can't shake losing the stack due to a market crash.
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Honestly the hardest part is getting too many orders in Bitcoin and needing fiat to pay the bills. Every now and then you have to take out a fiat loan to cover.
I just hate selling bitcoin and having to deal with the taxes.
Using Strike for Lightning Orders and having it auto convert to fiat helps cover the gap a bit.