Tails is easy now, and u can delete it and go with any hardware that doesn't have network cards. Not noob friendly tho I admit. I know people with 0 computer knowledge using it.
With HWW 95% will still trust their screens, with an internet windows machine which defeat the purpose of HWW, which is to trust only verified secure hardware.
No solutions is perfect, a newbie will have to make efforts to flash Tails, and way more for HWW multisig solution.
Easy is relative. I don't know how you define normie but most people don't even understand their computers let alone virtual machines or booting off a USB. You are describing a tech savvy person in which case a hardware wallet is not rocket science. It is just different.
If you only have $500 I don't think you need a hardware wallet yet. It is easiest to get people started with a self custody mobile wallet. Its a path/journey. But thank you for sharing.
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