I’m extremely compelled by the bill-sharing example. I’ve used Splitwise for years - automatically splitting utilities and expenses with housemates, calculating trip costs when different people paid for different things on the trip and joined/left at different times, or recording a shared dinner when we don’t feel like settling up right then and there.

In fact, as good as it is for recording obligations and calculating shares in every way imaginable, Splitwise’s number-one weakness is in-app payments. I’ve long thought that if someone made a Splitwise app but with seamless lightning payments (not in a bitcoiner way but in a normie way), it could achieve massive penetration.

The Paygate and BillSplit examples are fictional, intended to show what the flow looks like. But there are two apps which have already integrated LexeConnect for real:

• Zaptrain: https://zaptrain.com - a payment gateway where merchants hand over receive-only credentials to their Lexe wallet. Indeed, this is easier than BTCPay Server because merchants don't have to host their own checkout pages - Zaptrain does it for them. cc @zaptrain
• Zaprite P2P: https://zapritep2p.com/ - a peer-to-peer payments app where users can request payments from contacts, and connect their Lexe wallet in one tap. @zaprite

I agree the BillSplit example is a bit contrived, but one thing I've very excited about is subscriptions and pay-as-you-go. Once we have budgets built, you'll be able to share your credentials to a website similar to OpenRouter, which has a spending limit of say $10 a month, and have it draw from your Lexe balance as you consume inference tokens. Basically, any form of pull payment is possible with LexeConnect. You can think of Lexe's client credentials like a credit card with a spending limit attached.