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Regarding custody yeah I'd say it gives users more control of their funds. You can choose to pay some fees to have the right to unilaterally exit your layer 2 funds to bring them on-chain without co-operation from the Coinos server or you can avoid fees and rely on Coinos to co-sign everything, similar to the old site.

I wouldn't say v3 is more difficult to manage. In fact I'm hoping it will be easier.

Yes I just opened a V3 wallet and it seems just as user friendly as the classic version.
Will spend some time testing and using it but looks great so far.

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