We have always been redundant. Nowadays it just sped up a lot.

I am self employed and have never started a "traditional" pension (the netherlands), as it will be robbed anyway. But home is almost paid off, no debt other then the bit for my house. We will manage just fine.

Issue is, the rest will not be fine and will be coming to your (and my) door once shtf... they will be trying to take our shit