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It's a big wake up call for the leveraged normie. Learning about saving and like you said having a plan will not come easily. Hopefully they take the lesson and change instead of rioting or looting.

I'm optimistic that people can change when they're forced to by the reality of their situation.

i think it either sparks growth and change or catastrophic failure. like the alcohol, drug, and suicide rates in the Rust Belt when all the jobs went etc

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