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https://www.coindesk.com/policy/2026/11/09/coinbase-gets-full-u-s-trust-charter-from-federal-banking-regulator

The Coinbase National Trust had received its provisional approval in April, allowing the company to offer federally regulated custodial and payments services, though not acting as a full-service bank that would take deposits and extend loans.

I wonder if in the future Coinbase would ever rebrand them self as a bank vs an exchange.

Yes, they want to be a bank...

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