That's the interesting thing about custodial LN. Because it can handle minuscule sat volumes, you can make the third party risk aspect essentially null by never putting more than 10k sats or something in there (as I say with >40k in my alby wallet rn lol).

What is sad is that one day regulators, even if they accept Bitcoin, might try to put the same regulations that exist on banks onto custodial lightning, which would all but kill the things we love it for. Of course, since making a small, private, custodial wallet for peers is so easy, the regulations really wouldn't matter.