I absolutely agree with you as well. The appeal of Fold+ has noticeably diminished for me as well, primarily due to the reduced rewards. It just doesn't seem to be worth the annual subscription fee anymore. Not to mention, the regular Fold card doesn't seem to hold much appeal either.

The rewards have decreased to such an extent that they hardly offset the costs anymore. Plus, the fees for international transactions are exorbitantly high, which makes it an even less appealing option for me.