Do not use ledger recovery service.

This service does not guarantee that your bitcoin will not disappear, it just ensures that you can use the seed backed up in the cloud to be restored on any ledger.

You may be cracked when sending encrypted fragments due to viruses or Trojan horses in the computer, or cracked when restoring. This is a problem with your computer, not the ledger. The ledger only ensures that your seed can be recovered, it does not guarantee that there are bitcoins in it.

The insurance mechanism will not compensate. If you can prove that the storage organization leaked the private key. When this happens, the company is doomed to go bankrupt, and I don’t know how it will be dealt with in the end.

Even if the insurance claim is obtained, the insurance company will only compensate the legal currency and will not compensate Bitcoin. And it is possible to get compensation after many years of litigation, and even you have to go to the court identified by ledger for legal proceedings and even provide evidence. This is completely bad for consumers.

Don't forget that Mt. Gox and FTX related legal action is still going on, those who suffer losses can only watch the price of bitcoin go up.