I would argue that it would be a higher retention level as long as bitcoiners teach their kids about economics and at least the fundamental level of bitcoin. This would be a given in most cases, as I feel the majority of bitcoiners would do this anyway. But it comes down to the same thing it always has: the education and discipline has to come with the assets. It's just that we now have the best financial asset ever conceptualized by mankind in the toolbox to build generational wealth with.