even free banking can be fractional reserve. lets be clear: bitcoin is not an expression of full reserve banking.
and this is what i think bitcoiners increasingly fall victim to: an all-encompassing world view that does not allow for deviation and excludes everyone disagreeing with topics that have absolutely nothing to do with bitcoin as technology.
by arguing points like these: he doesnt do charitable work, he works in VC etc. well, its a self defeating argument, because it argues strictly from arbitrary moral standard. no different from people saying bitcoin is morally repulsive. same thing.
meanwhile, everyone seems to not be irritated by the fact that a religious person argues for secular movements to be stomped out, which is the actual controversial opinion he has. shrug.