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While attending University in the mid 1990s, I had nothing but debt... student loans, credit cards, etc. I knew nothing about the world, yet some inexplicable force drew me into spending every free minute I had in the computer labs (between classes and late into the night) teaching myself how to design and build websites. My friends and family thought I was nuts. I couldn't even articulate what it was I was doing, or what the web would be good for. Today I still know nothing about the world, but that investment I made in myself 30 years ago bought me lots more time to learn. No other investment ever came close.