Well I'm actually saying their isn't much of a distinction. Its a stablecoin! Stablecoin issuers try to fool us into believing there's some sort of decentralization or inability to stop a transaction from going through one of many sources, when really its just the same as v-bucks or ambucks or twitch bits or what have you.

Of course the distinction is that ambucks like starbucks rewards points or any other in-store credit, is being honest about what it is and using it in an appropriate context whereas stablecoin issuers are encouraging people to do dangerous things with their product.

So there's two aspects at play, cultural normalization of risk via the method of presentation (this is where stablecoin issuers and in-store credit retailers differ) and in-effect asset classification types.