The first thing you need to realise when you start having an income is that the system forces you to play the Wall Street casino.
If you keep your savings in the bank, their purchasing power decreases due to inflation. As an alternative, you are thrown to the table to gamble in stocks, bonds and the rest of the financial roulette games.
Not happy with taking your money, simultaneously you need to invest time trying to become an “expert” in the market, following all sorts of unnecessary news and updates in order to stand a chance in making the product of your labor maintain somehow its value.
Opt out!