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Once Bitcoin reaches 100% adoption, it will only be able to grow at the same rate as the global GDP.
And if people only hodl, GDP growth will be zero and therefore the growth of BTC's purchasing power will be zero.
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We are a LOOOONG way from that point.
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Gradually, then suddenly :)
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Investing is taking on more risk to get a higher return
Good luck competing with BTC in the initial stages of a new global money