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The whole point of Lightning is to provide liquidity for off-chain transactions. If you want cold storage, Lightning isn't for that use-case.
Is it weird if I think of Lightning as a wallet for day to day spending and onchain BTC in cold storage as like a savings account of a sort?
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Not weird. I think this way too. Rarely do I move funds from LN wallet to on-chain because I only put enough there for what I need to spend.
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