well I got into this industry because I would eventually like to have a boat, and apparently the only way I'll afford that is by being able to maintain it myself

premitive1

It’s a tough sell - “boat” stands for “break out another thousand”

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saloon

Depending on what's wrong that might be your only option. I would recommend all recreational boaters have a tow service membership.
The best way to avoid such situations is installing and maintaining things properly. Most people procrastinate on boat maintenance.