Thank you, great answer, lots of things to consider. I'm not responsible for anyone else than myself, however I do not own anything else than a little bit of BTC. Some shitcoins (as some maxis would say lol) and some stocks. Definitely need to invest in real estate. I haven't done so because of interest rates being way too high, and I was holding on this to see if the housing market makes a correction, but I don't know if that's gonna happen though...