‘Phishing’ refers to scammers trying to lure you in to obtain your data, often in the form of emails or texts impersonating a genuine company or government department.

The messages often prompt you to click a link to visit a website under the guise of something being wrong, such as a subscription expiring or to secure your account after a fraud attempt.

Phishing can also take place on social media, where fraudsters publish posts that link through to dodgy websites. If you click a link in a phishing message, you’ll often be taken through to a spoofed website where you’ll be asked to enter your name, address and bank details.