IN 2020 I started on a journey an accidental journey I may add. I decided to visit Southern Ukraine & then guess what lock down happened. I found myself stranded in a foreign land, however If gave me time to observe during a 3 month period. Within the first day of the lockdown I noticed queues of people, long lines the whole street at the banks requesting physical cash. Notably they wanted US dollars, which I may add quickly was expended.

This lead me to the thought of liquidity issues, ever since I have had a passion for XRP and its future use case. Real Time Gross Settlement, I'm still of the belief that'll RTGS utilising XRP will officially begin to be rolled out in 2023... Despite the Ripple Labs lawsuit which is the biggest FUD case in history.

To be fair that only reaffirms my position., I have to admit however I do have respect for Bitcoin being the first and all.

My point world events are happening hard and faster, lets not forget BRICS on January the 1st will be officially admitted.