Was stuck in Chicago during lockdowns, amount was $400 I believe. The bitcoin transaction didn't actually go through. No tx ID or anything. I thought it was a problem with the ATM and left. But the debit card apparently had a pre-auth hold, and the operator contacted the bank and they both called me to verify it. I said it was me, and Mr. Operator said ok, you're free to use the ATM now, and I probably would have gone back, until he asked that I text (yeah text) a photo of my ID. I started laughing. He was confused. I told the bank to remove the pre-auth hold, and to remove the other speaker from the line who was in mid-sentence proudly justifying his abusive KYC practices.

Now? Nothing, I went full degen on coinbase lol. But it got me started and it was a learning experience.
I don't see them going away, they have a place for the unbanked.

In Robosats you can see the offers and see if there is a payment method you like, if you don't like any, just publish your own offer.

In Spain, there are some methods were you can send a code and the seller goes to an ATM to withdraw the money. So no personal data is involved.