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KYC/AML. There's zero upside to consumers but plenty of risk.
If anything it actively harms
https://imgprxy.stacker.news/78lJKFya3JaksULtV2C_dpFr9zl_BevOamMZXbENCHI/rs:fit:600:500:0/g:no/aHR0cHM6Ly9pLmltZ3VyLmNvbS9zNGk2T3V0LnBuZw
KYC/AML. There's zero upside to consumers but plenty of risk.