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Nice, thanks for sharing your strategy,
If concerned about the burden of taxes for your heirs, loans against a Bitcoin trust is a venue to explore for maximum benefits and no taxes, loans are not taxed and most probably never will since the 1% uses this instrument for their yearly expenses taking loans on large insurance instruments
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I think diversification in this particular situation is warranted as it allows for flexibility of how the heirs choose to operate and also allows for benefit in whatever situation occurs. I am considering the following setup with a % of sats in both:
Why the mix? Option 2 allows for many tax benefits and these can also flow to the heirs. Option 1 allows for a middle finger to the tax man.