Completely agree. I sometimes also trade with new partners.

badabing

The HH partners both had a high score, and I traded with them afterward as well. They didn't file any claim with their bank, according to them. I will never know the truth as the bank doesn't provide details regarding the fraud.

The Peach user was new and didn't have a rating yet.

For high-value trades, I only select well-regarded partners. Everybody should be able to join P2P trading though, so I also trade with new users, but only for small amounts.

bitcoin

Bank freezes my account for four months over bitcoin P2P trade

Was the trade partner reliable? Hodlhodl and Peach has scoring mechanisms. You could decide to only trade with accounts that have sufficient trades and high enough scores.

I also use a dedicated account for my p2p trades, but I make sure to also do some regular buys with it from time to time. I don't use my main account though for p2p.