Thank you a lot for this feedback. I was investigating ways to get around that in case it happens to me. I feel your pain. If my bank account shut down I would be without money besides Bitcoin. But with Bitcoin I would be without means of conversion to the local currency. I am still using KYC with Swan Bitcoin because I am too scared to lose my bank account (can't afford living without fiat at the moment and have no friends or family to help in the worst case scenario) but from what I have seen the best way to get p2p Bitcoin could be through meetups. Never been in meet ups but apparently there are people willing to buy or sell in cash. Furthermore in a meet up starting using Vexl could make sense to avoid transfers and do physical exchanges.
Yes, I see trades happen at meetings where I go, typically using Peach. I wouldn't do this for large amounts though.