If there's one thing I'm sure of -- and I'm sure of almost nothing -- it's that your latter point is spot on. There's never been a course of human events where most people were like "Hey, you know what, I'd like to do a bunch more work and manage a lot of complexity that I don't understand."
At best, the complexity just sort of diffuses and gets absorbed into other things. But more often it's irreducible, and now someone else owns that complexity. And with btc, in fact, there's this foundational issue of what constitutes ownership and sovereignty. So there's a tension between where all of human endeavor wants to go, and what the more hardcore btc folks advocate for.