This is quite a high number of sats. I'm unlikely to reach such a number when using apps or games, but I would like to keep this onchain on cold wallet
You can always do fewer and you can set low fees to help reduce that as well. Maybe 100K for your use case?
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I am also considering 1 mBTC. This is quite a large number for gaining BTC from simple apps or games. I looked and the fee on fixedfloat is quite low if I would like to do a swap from LN to onchain. Miner fee is also currently not high and oscillates around 2-10 sats/vB
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