I'm not a fan of the on-ramp services myself despite using one at the moment (Spritz), but as long as those who use them use Bitcoin natively more than they use a VISA Bitcoin card or a Bitcoin-friendly bank like Xapo (no disrespect to them, by the way), it's a necessary evil in a world where Bitcoin still isn't at the level I feel it should be.
Both VISA and MasterCard suck massive balls, but VISA sucks slightly less. God forbid these services were on MasterCard...
total number of people.
current number of bitcoin users.
problem to solve,
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