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Yes, there is a huge privacy trade-off for combining UTXOs and if you want to coin-join after then that increases the cost.
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Yes, there is a huge privacy trade-off for combining UTXOs and if you want to coin-join after then that increases the cost.
Another dimension to the thought experiment is privacy.
Can you combine to UTXOs safely or do you need to mix them and/or do some other mitigation.
If you need to do extra mitigation then it could factor into your decision making process, AKA more fees would be needed to complete operation