Seems like this first iteration of lightning will need to go through 'registered custodians'. Custodians that comply with banking licenses, and so forth, like ZBD, Osmo, Strike, etc.

What I'd like to see are Wallets that are interfaces ( A bit like what Fedi is doing), but which connect to different node providers, that do the custody for you. And nodes have a reputation system (on Nostr), and can specify which jurisdictions they would like to operate in.

Again, A fedi-like interface but where you select which lightning custodial nodes become your custodians. User decides which node to receive custody from, based on available liquidity and reputation of the node runner. Like with Nostr, anyone can be a node runner.

This provides a modular approach to running and using lightning, which is also more censorship resistant.