pull down to refresh

I like the idea that 90% of the planet gets paid by the network rather than swapping their fiat into it.
There is a bit of a survivorship bias problem with the idea that those who use Lightning are not complaining about it. If they didn't like it, then they probably wouldn't be using it.
I agree though, almost all the people who don't use are not using it because they haven't taken the time to understand.