All digital and electronic money is a rug-pull waiting to happen. Even the bearer instrument of cash can be counterfeit. Your precious metals can be faked and also confiscated.

Bitcoin is the one bit of digital cash where you are in charge of the rug-pull. It takes work to custody, learn and not loose your keys. It also takes less work and energy to do this than any other form of money on the planet because you are in charge of the rug-pull.