This is one of the issues with Bitcoin and why the chances of orange pilling people in mass will fail. Why would anyone want to wait 5 mins let alone 98 mins for their transaction to be irreversible when you can have an irreversible transaction with either fiat or an alt coin in seconds/instantly. This is what you maxi's don't understand. And don't tell me lightning solved the issue because lightning comes with its own issue regarding finding a route and payments failing or pending for hours or days.
Lol. Have you tried swift?
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