Agree but only in the short term.

Don't underestimate the by-product of reclaimed time. Genius will have time to shine and those with the proclivity will make advances in cryptography and other disciplines that will make it even easier to self custody. Shared UTXO tech will be created and adopted. Zoom out on the development timeline of bitcoin. We had some core key management solutions from the start but the incentive to iterate on key pair management/UI/UX has been historically low.

Bitcoin is assymetric cryptography's killer app and has birthed a technical revolution that cannot be stopped.

Death to time thieves.