Great points and I agree with everything you say. Does your opinion change at all in based on what percentage of a Bitcoin stack would need to be sold in order to pay off the debt? I would never sell 80 percent of a stack to pay off all the debt but as the percentage needed to sell to pay off gets lower I think it makes more and more sense. If Bitcoin pumps a lot and I had to sell only 5 percent and could pay it all of it, I think it makes a lot more sense. My logic would be if Bitcoin does what we all think it will in the coming decades the missing 5 percent would not affect my lifestyle at all. But in the very very small chance Bitcoin does not turn out like we all think, it’s a big strain on me and I sure would like to be debt free in that event.