I'd recommend others to keep crypto as a small part of their portfolio, especially if you have dependents or near-term spending goals. But power to anyone with the balls to keep a lot of their net worth in btc and I hope you get rich with it.

Personally I've never seen btc or crypto as an investment instrument, and def not a store of value since its utility hasn't been broadly realized in the last 10 years. The 30d rolling average of estimated transaction value in usd; and unique addresses has not seen significant and steady growth imo -- it looks like most transactions are for speculation instead utility gained from the blockchain.

But overall I see it as a promising means of exchange and think that specifically the lightning network can change how people programmatically transfer currency especially for microtransactions and payments for *aaS. But my guess is that most of btcs value is from speculation -- everyday investors are buying it to get rich not for its utility. And these investors are driving the current price. It's hard to know if it's overvalued even at $22k, $10k, etc but either way its usd value won't change its promising technical utility.