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Have you met people? Most are lazy and/or technologically illiterate. Absolutely no question that those people will not be able to self-custody their funds. This is why Fedimint excites me so much. It will fill a lot of the third-party custody gap, plus it's even more private.

That's a fairly honest treshold, I'm with you on that.

The question is, is federated bitcoin still bitcoin? Is custodial bitcoin still bitcoin?

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Of course it is.

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