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Haha, she does have a point.
I sometimes find it thrilling being out in the bad weather, as long as you are appropriately dressed for it. Knowing that while everyone else if hiding out in their homes you are doing something uncomfortable and challenging.
As a runner who starts marathon training in the middle of winter, I know exactly what you mean. Walking or running in freezing rain and strong wind is no joke, but that feeling of accomplishment afterwards coupled with a hot shower just feels great!