I had my first kid in my early 30s. As good as I can remember, I never took any material criteria into consideration for that decision.
  • I was mentally ready to take on the responsibility of raising and protecting a new person
  • My wife and I were on the same wavelength about what it would mean for us
  • We had (and still don't have) any family support
  • We didn't have what people would call a stable job, and at that time, not that much savings..
After that, everything took care of itself. As long as you stay focused on making sure that everyone in the family unit is mentally and physically OK, take time for yourself and your couple, and teach your kids to be independent. In my case, it actually triggered a lot of positive personal changes, and naturally made some decisions a lot easier to make. Having kids is like enjoying a permanent life compass, and after 3 kids, I can testify that it's the best decision you can make without waiting too long or over thinking it too much.
Yeah, I'd agree that once the kid's there, many questions answer themselves, and although solid financials aren't needed per se, they sure can take away certain headaches.
Good comment, thanks.
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i forgot the main hurdle... my wife wanted to get married before we had any kids... never thought I would get married, never saw the point of it...
15 years later, no regrets. 🤗
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