I'm gonna take this analogy further than it probably goes:
I have to manage my gas tank. 100 years of car technology hasnt solved the problem away from me. I have to make sure it doesn't run out. If it does I get stranded somewhere miles from where I need to be and it is a huge headache.
Sure, we have warning symbols and gauges, but we don't have a great solution that makes it so I don't have to manage my gas tank. We just built a really big infrastructure to help me do it.
Great analogy. Unfortunately payment apps and online wallets never had gas tanks before bitcoin came along. They just had account balances so that's what laymen understand.
Getting them to understand that they'll need to keep up with a 'gas tank' will always be a hard sell because it just inherently feels unnecessary.
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I think the analogy still works, with your bank account, which you have to manage. If you keep spending, but don't keep an eye that your income > spending, you're going to be standard, miles away from anyone else but your friendly bank clerk
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Tell that to people needing ETH to send USDT. I think they're close to getting it although it's indeed an epic clusterfuck of customer support.
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This is a good analogy, I might use it.
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