What the article says is true, but Tether is still a company with a very dubious reputation that prints billions of dollars in USDT without a real backed, not very different from what fiat money is, so doing what Tether does, At any moment its stablecoin could collapse

Yes, I think this is correct. Banking is essentially still analogue. In the digital age, it's costs, poor service, ineffeciencies and time lags make no sense. I expect much of the Global South to bypass the development of banking and move direct to digital money. Tether is likely to play a big role in the early stages...