Also looking forward for fedimints, I think it will become the main onbording gate for most users. I think it might kill the current cashu model. One thing I think it's important is to know and/or have proof of who are the guardians bc it's useless to be a multisig if it's a bunch of anons or even just the same person. I think I will use a fedimint as a spending account just like I use lighting now but Fedi will make on-boarding a lot easier.