Yes I understand. Proper self-custody eliminates 99.9% of problems and loss vectors though. Bitcoin is too early in its monetization phase for a robust yield curve and lending market, especially considering there are no regulations or consumer protections, thus this 1929 moment for the space. Bitcoin is decentralized money, that's the innovation. Separation of money from state is the radical idea. When it's absorbed enough trust (value) its confidence curve (volatility) will flatten. So many people trying to rush things. We're trying to be the world reserve money, not some discrete payment network. The burden is enormous and time consuming.